Bridge loan

The bridging loan.

Similar names of the bridge loan:
- Bridge credit

The bridging loan allows the owner of a property wishing to change home to acquire a new property without waiting to have sold his current home.

The bridging loan can also be used outside the acquisition of real estate. It can also compensate for a cash flow mismatch (Successions / Inheritances, claims compensation, and other cash flow mismatches)

Two types of bridging loan exist:
• the "dry" bridging loan, granted for one or two years
• the bridging loan with a long loan (classic loan).

- The duration of the bridging loan varies from 1 to 2 years
- Its amount generally varies from 60 to 80% of the expected cash flow.
- The applicant must justify the expected amount to the lender by a notarial document or a real estate agency.
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