from

Fixed APR

used car loan

Finance your used vehicle from sedans to minivans through two wheels.

  • borrow up to € 75,000
  • by taking advantage of a fixed APR
  • and repayments from 12 to 84 months
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used car loan
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Cetelem
205.09 € x 36 month
total amount due: € 7,383.24
from
3.55% APR fixed
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Cofinoga
205.09 € x 36 month
total amount due: € 7,383.24
from
3.55% APR fixed *
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Cofidis
209,96 € x 36 months
total amount due: € 7,558.56
5.17% fixed APR
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Franfinance
210,02 € x 36 month
total amount due: € 7,560.72
5.19% APR fixed
Offer valid until 12/31/2020
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Casino Bank
212.30 € x 36 months
total amount due: € 7,642.80
5.95% fixed APR
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Monthly credit payments in € / month excluding optional insurance calculated as an indication
* The rates presented (fixed APR) correspond to the minimum applicable rates and are indicative. They are likely to change after the in-depth analysis of your request by our partners.

More information for your used car loan application

Auto credit an ideal solution to finance the purchase of a used vehicle

Used car credit is a loan formula granted by a credit organization to allow a borrower to finance the purchase of a used car or motorcycle without necessarily having to save or wait for the amounts of money saved can be completely collected to be able to acquire the requested good.

The amount of the loan varies according to the nature of the purchase and the type of vehicle to be acquired, it can be between 1,500 and 65,000 US dollars. Auto credit generally takes the form of a personal loan and is repayable over a period of 1 to 7 years depending on the nature of the project financed and depending on the amount of the amount borrowed. The overall effective rate of a car / motorcycle loan can generally vary between 3% and 20% depending on the duration and the amount of the loan.

Auto / motorcycle credit and its advantages:

Subscription to a car loan does not require the constitution of a personal contribution, and the financing of the project can be fully covered by the banking establishment, if the provisions of the contract provide for it, including registration fees, vehicle accessories and insurance costs. However, being able to have a personal contribution allows the borrower to reduce the amount of the loan as well as the total cost of credit, while benefiting from more advantageous credit conditions.

Choosing the right car loan

Taking out a car loan certainly allows you to acquire a car without necessarily having to wait the time to have completely collected the sums saved in your savings account, but it is still sometimes difficult to find the most suitable loan offer. adequate that can really meet his expectations.

Before taking out a car loan, it is necessary to carefully examine the various aspects that can greatly influence the total cost of credit, the duration of the loan and the terms of repayment. The Annual Global Effective Rate is one of the main indicators allowing you to compare several loan offers at the same time, but there are also other elements to take into consideration in order to choose your car loan well.

The different aspects not to be overlooked in choosing the right car loan:

1) The initial contribution: The total amount of the loan should normally decrease as the size of the initial contribution. The use of the amount of the initial contribution as a calculation element makes it possible in particular to compare several offers at the same time with the possibility of precisely assessing the total amount of credit for each proposed offer.
2) The duration of the loan and the monthly repayment installments: If the extension of the loan repayment duration makes it possible to reduce the monthly installments, it causes a sharp increase in the overall cost of credit. In the opposite case, a reduction in the duration of the loan can also have considerable repercussions on the monthly payments.
3) Loan insurance: In the context of a car loan, it is always important to assess the risks that may arise throughout the life of the loan, especially in the event of loss or theft. This measure should normally make it possible to rule out the hypothesis according to which one must continue to reimburse a car that one no longer owns.
Check Bridge Payday Title Loan page too for more info.

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