Usury rate, it designates the interest rate of a loan for which this rate is abusive or even usurious.
The wear rate is the maximum rate that the lender cannot exceed.
The usury rate varies depending on the type of loan, the type of lender and this usury rate is published by the Bank of United States quarterly in the Official Gazette.
For example, the rate of wear on a silver reserve is around 21%.
Other definitions of the lexicon starting with the letter T:
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