Over-indebtedness is a situation in which a person is unable to repay the monthly payments of his loan (s).
Over-indebtedness can often only be found in the overall restructuring of the loans (repurchase of loans) contracted, contributing to a high debt ratio. In the context of over-indebtedness linked to too large monthly loan payments, it is possible to restructure your loans. When the solution envisaged to get out of over-indebtedness endangers the consumer or if credit restructuring is impossible, the case is then arbitrated by an over-indebtedness commission. Often, the commission decides in favor of the over-indebted household.
Other definitions of the lexicon starting with the letter S:
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