Remains to live
The remainder to live is the residual income of the borrower or the household when we have deducted its financial charges.
What are the charges that we subtract to calculate his remainder to live:
- rent and or mortgage
- gas, electricity
- water, heating
- a sum weighted according to dependents.
To calculate his remainder to live, the formula is as follows:
Income - Total charges = Rest to live.
When applying for credit, the remainder to be transferred is a factor just as decisive as the debt ratio.
Other definitions of the lexicon starting with the letter R:
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