Prior Credit Offer (OPC)

The prior credit offer is a document that has the value of a contract sent to the borrower by the lender when his credit request has been validated. The prior loan offer must therefore include the detailed terms of the financing proposed by the lender, in particular: the interest rate, the amount of monthly payments, the duration, the TEG, the APR and the total cost of the loan.
Once the OPC has been received, the borrower has a 14-day withdrawal period before the loan application is definitively accepted.
Other definitions of the lexicon starting with the letter O:
answer in principle
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