Murcef Law Borrower Protection

The Murcef law of December 11, 2001 aims to bring more transparency between banks and their customers.

The major applications of the Murcef law:

- the written agreement for the management of deposit accounts.
- the prohibition of certain sales of products or services.
- Penalties corresponding to the issuance of bad checks.
- The rules and sanctions related to advertising on money lending to individuals
- The fact that no payment, of whatever nature, can be requested from an individual, before obtaining one or more loans of money.

The Murcef law is a legal improvement intended to protect the applicant for credit vis-à-vis brokerage or credit organizations.
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